Quick Quid is a US payday loan provider that also operates in the UK. They are a reputable business that has been operating for many years in both countries. They are a fully licensed lender with the OFT in the UK so you can have peace of mind when doing business with them.
Payday loans are a type of short-term finance which are used in unforeseen financial difficulties. They are generally given out until the next payday, which is usually to the end of the month. Lenders normally require you to be a full-time employee receiving regular wages.
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What sets Quick Quid apart from most other lenders is that they do not require you to be earning a certain minimum per month. Other lenders usually set this at around £750 a month, so if you're making less than that, Quick Quid will still consider your application.
The loan amounts range from anywhere between £50 to £1500 - this is one of the largest, if not the largest range available. And for sure, at £1,500, they offer the highest loan amount than any other lender. They really are making an effort to be flexible and to suit your needs. For first time customers, the biggest sum you can borrow is £300, but this will increase for the second loan.
However, the downside is that their APR of 2356% places them among the more expensive lenders. This APR, for a one month payment, translates to around £125 repaid for each £100 borrowed. This will vary because figuring out the interest from the APR is a complex calculation.
There are some lenders on the market that offer payday loans without ever doing a credit check. However, Quick Quid is not one of them and your credit record will be scrutinized.
The application process is completed online, in the comfort of your own home, without having to wait in queues. There is no need to fax any documents in during the application process.
They have same day transfer, and staying true to their name, they can have the cash forwarded to you within 1 hour, no matter the day of the week (this also includes bank holidays). Just make sure that you apply between 12am and 10pm. If you apply later than 10pm you might not receive the funds on the same day, but they should be there no later than 1am the next day anyways. Check whether your bank supports the 1-hour funding service, though, because about 5% of their customers have banks that do not support this service. While many lenders who have developed a system for such quick transfers, charge a fee for it and do not allow for a longer but free of charge delivery option, Quick Quid's 1-hour funding comes at no extra cost, it is completely free. And even those whose bank does not support the 1-hour funding service, are still promised to be offered same day funding for free.
An unique offer from Quick Quid also has them give you up to 20% off on every loan when you become a member of their Preferred Member Programme.
In conclusion, they are a professional lender and can be recommended as a trusted, solid company.
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